Coverage Options
Personal Insurance
At Salas Insurance Agency, we help individuals and families worry less about their insurance protection, so they can spend time on the things that matter the most to them. With our wide selection of carriers and products, we’re the agency you need for all of your personal insurance needs.
Auto – This coverage will protect you against financial loss in an event of an accident or theft.
Home – Homeowner’s Insurance will cover destruction and damage to a residence including possessions and personal liability for harm to others.
Renters – Renter’s Insurance will cover tenants’ personal property in a rented apartment, home, or condo from unexpected events such as theft, fire, and other events.
Mobile Home – This coverage is like a homeowner’s policy as it provides financial protection in an event of a loss or damage to the mobile home.
Recreation – Coverages for recreational pertain to other types of vehicles such as all-terrain, boats, golf carts, motorcycles, RV/trailer, segway, and snowmobiles.
Rental Properties – This policy protects the structure of a home, otherwise known as a rental property.
Commercial Insurance
At Salas Insurance Agency, we help business owners protect their livelihood and all of the time and effort that has gone into building and growing their business. No matter how big or small your business is, we are here to protect it.
Auto – Commercial auto policies provide physical damage coverages on vehicles used in the business including liability coverage.
General Liability – General liability insurance protects owners and their company against claims including bodily injury and property damage arising from the company’s services, products, or day-to-day operations.
Property Coverage – Commercial property insurance protects a company’s business property against losses due to events such as fire, explosion, and other covered perils.
Workman’s Compensation – This policy provides compensation to the employee or their family in case of death or bodily injury if an incident occurs at the workplace.
Business Owner Package (BOP) – This coverage combines both property and liability coverage into one policy.
Professional Liability – Often referred to as errors and omissions (E&O) insurance, is a type of coverage designed to protect professionals and their businesses from financial losses resulting from claims of negligence, errors, or omissions in the services or advice they provide to clients.
Lessor’s Risk – Commonly known as LRO insurance, is a specialized type of commercial insurance that provides coverage to property owners or landlords, protecting them against various risks and liabilities associated with owning and leasing property to tenants.
Builder’s Risk – Is a type of property insurance that provides coverage for construction projects, protecting builders, contractors, and property owners from financial losses resulting from damage or loss to the structure and materials during the course of construction.